Step 1: Prep
Collect IDs/SSNs, recent income documentation, and any employer coverage forms. True North Roots gives you a personalized checklist.
Step 2: Application
Create/verify your Marketplace account, complete household and income sections accurately, and submit.
Step 3: Choose a plan
We compare networks, meds, telehealth, and out‑of‑pocket exposure—not just premium—then enroll you.
Step 4: Pay binder & use benefits
Make your first payment (if required), set up online portals, choose a PCP, and schedule preventive care.
Need help deciding? True North Roots can compare plans, estimate your subsidy, and enroll you at no cost.