How to Report Income and Life Changes During the Year

Updated 2025-09-16

Why reporting matters

Subsidies are tied to projected income. Report changes promptly to avoid owing money back and to keep coverage aligned with your situation.

Changes that trigger SEPs

True North Roots updates the Marketplace for you and confirms any new documents you’ll need.

Need help deciding? True North Roots can compare plans, estimate your subsidy, and enroll you at no cost.

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